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Bad Credit Financing near Augusta, GA

There are a number of reasons why credit scores can drop, including medical bills, unexpected employment loss, and more, but that doesn’t mean that you shouldn’t be able to get a new or new-to-you vehicle when you need it. We at Gerald Jones Auto Group are experienced with bad credit financing near Augusta, GA, and we’re here to help you. We have authorized dealerships for Lincoln, Ford, Honda, Mazda, Subaru, and more, so you won’t have to feel limited in your choice, either!

We know that you’re working hard to get your credit score up, and our business managers are happy to help you prepare for purchasing a new or used vehicle, too. We’re here for the long haul! Good tips to keep in mind while applying for financing for an automobile: don’t make any large purchases and make a concerted effort to pay more than the minimum on outstanding balances. Most importantly, though, even if you can’t pay more than the minimum, pay all bills on time. It goes a long way in proving dependability. You need to get to work to afford housing, food, and more, and that’s where we come in. Peruse our website for vehicles that suit your needs. Use our Payment Calculator to assist in understanding how pricing is divided into payments each month. Once you’ve found a few options that fall within your budget, head on over to our Get Pre-Qualified form and fill it out.

Once you hit that submit button, our business managers will get right to work. We’re strategic when dealing with bad credit financing near Augusta, GA, and our well-connected standing with local banks, lenders, and financing institutions lets us be. We also know all of the rules. Some requirements include years and mileage of the particular vehicle, so leaving this part to the experts can expedite your purchase. Most of what needs to be overcome when working with bad credit is the interest rate, which is often raised exponentially to protect the lender from any future loss. Our business managers won’t rest until we’ve found the best monthly payment and APR possible, one that fits your budget.

We at Gerald Jones Auto Group are here to help with bad credit financing near Augusta, GA. We have multiple locations and well-trained staff that are on hand Monday through Saturday at all of our dealerships, so it’s easy to find a time that suits your schedule. Give us a call or drop by soon! 


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  • I am at least 18 years old and a permanent resident of the United States.
  • I authorize this dealership to obtain a credit report in connection with our review of your credit application.
  • I understand that this dealership may call me in connection with this application.
  • I have reviewed this dealership's privacy policy.
  • I have truthfully and completely provided the required information on this application.

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Testimonials

Thanks

March 29, 2017

Shannon and staffing got this service thing down to the pat my truck runs better than ever thanks again

Very professional and extremely accommodating

March 28, 2017

I can always rely on GJH to provide excellent service in a timely manner. The entire staff is very professional and extremely accommodating. GJH is in a league of their own and I would never take my vehicle anywhere else for service.

Making you feel special

March 26, 2017

We like Bill and Ryan being considerate and making you feel special even though they are busy. They were helpful in helping us with features on our Outback that were confusing for us.

Great experience

March 26, 2017

I had a great experience at Gerald Jones Ford. I didn't have an appointment but stopped in on my lunch break. They were able to get me in for an oil change and out in less then an hour. Love the new store too. So much better then the previous store and all the staff really made me feel welcome. I even had a chance to test drive a new truck while I waited. No pressure to buy just a great experience. I will definitely buy from Gerald Jones when my lease is up. Thanks Shannon in service.

Feel special and comfortable

March 24, 2017

Joe Pretzello was very helpful, polite, and informative about our needs & questions moving through the car buying process! This was a VERY important purchase for our family, our son was getting his first car and Joe went out of his way to make him feel special and comfortable. Robbie Morgan was also very kind and helpful as we finished up the paperwork on our vehicle purchase.

Professional and informative

March 22, 2017

The sales rep (Alan Wyatt) was very professional and informative. He made me and my family very comfortable and made our car buying experience by far the best one we've ever experienced.

Best experience

March 21, 2017

I have serviced my cars at several places over the years and I have to say this was by far the best experience I have had. Drew was very helpful and really took the time to go over everything with me. I will defiantly come back and see Drew.

Very grateful

March 19, 2017

I liked that they checked the condition of the current air filter before replacing it. I also like that they give me notice for what upkeep I should be expecting in the near future by telling me what the wear is on things like brakes and tires. It is helpful for budgeting for those expenses rather than being told at the next appointment that I need an expensive repair/service. I am very grateful that they vacuumed and washed the vehicle prior to pick up.

Organized

March 15, 2017

First, it was the salesman Mr.Sonny how he worked diligently to accommodate me in all way during the process.Actually, the entire staff and how they were so organized that made the process time short.

Very friendly

March 14, 2017

Eric was very friendly, helpful and patient. I had done a lot of research on GJ website and other dealers, as well as an internet search on the vehicle. He was able to answer all of my questions. I had test driven a car in October but was not ready to make a purchase at that time. He stayed in touch via email. I do not like really "pushy" sales and appreciate his more reserved sales approach.

very responsive

March 11, 2017

I initially shopped for a Honda online and the internet sales person was very responsive in getting back to me right away. All of the personnel at Gerald Jones were very helpful but I was most impressed with Mike Kelly and his "can do" attitude. I had an unusual request related to our purchase of a new Accord and he was able to make it happen. I am also most appreciative of the treatment we received from Mark Boyd and his willingness to negotiate a fair price. Donald Tubman was a great help in assisting us with understanding all of the technology in our new vehicle.

Outstanding job.

March 7, 2017

There was a mix-up with my appointment. After speaking to Brien Smith about my options - he came up with a solution that enabled me to get my car fixed while taking the stress off me. He along with Kevin Maskey - made my service experience a lot easier. Also, the customer service that I received was incredible and I couldn't have been more pleased. Brien kept me posted on the status of my car and walked me through the list of services I received. Outstanding job.

No pressure

March 3, 2017

No pressure from a pushy salesperson. What was agreed to in the pre-sale conservation was satisfied with no attempts to reverse the sale standards.

really polite

February 28, 2017

Everyone was really polite, patient and very attentive to our needs and/or wants. Our salesman (Wade) went over and beyond his due requirement as a salesman to make sure we were happy and left the car lot not with just a car but with the best absolute fit for us. He is the absolute greatest. This was by far The Greatest experience that I have ever had at a car dealership. Gerald Jones Honda is great.

Love this place!

December 23, 2016

Love this place! Rob is helpful and very caring. He made this process so easy. We are pleased with our car and thrilled with the customer service.

Great Service

September 22, 2016

Friendly, fast, professional complementary service on both our new cars. Finished before promised time. Clean and comfortable waiting area also.

Clean

September 22, 2016

My experience started with a phonecall to the dealer. the person I spoke with was pleasant and worked with my schedule to "get me in" in a timely manner.I was well taken care of from the time I got out of my car until I left. I noticed the restrooms were clean and waiting areas were comfortable.

welcomed

September 28, 2016

From the first time I walked on the lot i was made to feel welcomed and every time I have been in was greeted by many employees

professional

September 30, 2016

Staff was courteous, professional and didn't try to oversell me. I felt they were honest about what my vehicle needs were.

quick check-in

September 30, 2016

Relatively quick check-in for the service department. The ability to leave my rental car at the dealership. This was very convenient for me. I even filled the gas tank up even though I do not have.

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